LLC HELOC powered by Honest Casa
As fast as 5-day funding* Check My Rate

The HELOC for LLC-Owned Properties — Keep the LLC. Tap the Equity.

A 100% online HELOC for investment properties vested in an LLC — no title transfer to your personal name. Qualify on rents or bank statements, check your rate in about 5 minutes, and get funds in as little as 5 days after approval.*

Keep the property in your LLC — no title transfer to your personal name
Qualify on rents or bank statements — no tax returns or W-2s
No in-person appraisal on loans under $400K
5-day funding*From approval to funded
Keep your LLC vestingNo transfer to your personal name
eNotary availableClose from home, fully online
No appraisal under $400KDigital property valuation
Your offer is 60 seconds away 0%

How much equity do you want access to?

Drag the slider — you can change this anytime. Check your rate as of .

$150,000

Available as a flexible line of credit

$25K$750K
Secure ~60 seconds Soft pull only

Let's estimate this property's available equity

Your best guess is fine — no documents needed yet.

ESTIMATED AVAILABLE EQUITY$150,000
Looking great — you appear to have meaningful equity available.

What's your credit score range?

Your best estimate is fine — it's confirmed later in the process.

What will you use the line for?

This helps tailor your offer.

Which property is the line against?

Start typing and select your address — we verify it instantly so your offer is accurate.

We couldn't verify this address — check the spelling or select one of the suggestions
Unit number is required for condos & townhomes
Vested in your LLC or your personal name — both are fine. No need to move title.
Address is verified against official U.S. records

Where should we send your offer?

Please use your full legal name (as it appears on your government-issued ID) and an email and mobile number you control — these details are verified and used in the underwriting process. Inaccurate information can delay your offer.

Legal first name is required
Legal last name is required
Enter a valid date of birth (MM/DD/YYYY)
Enter a valid email address
Enter a valid 10-digit phone number
How your information is protected: encrypted in transit, used only to prepare your offer and verify your identity, and never sold to third parties.
Your information is encrypted and never sold

Congrats, Alex — you're a fit!

See your offers immediately by completing your secure application below ↓

Requested line$150,000
Estimated equity$150,000
PropertyLong Beach, CA
See My Offers Now →
5 min No docs required Soft pull only

Fit is based on the answers you provided and is not a loan approval. Offers are subject to verification, credit approval, and underwriting.

Keep your LLC vesting
No title transfer to your personal name
No tax returns
Qualify on rents or bank statements
Up to $750K
Lines from $25,000 to $750,000
Funding in as little as 5 days*
After approval and closing

Equity from your LLC property in 3 simple steps

No title transfer. No branch visits. The entire process is online — most investors finish the rate check in about 5 minutes.

01

Check your rate on the property

Answer a few quick questions about the property and see what you may qualify for — a soft credit pull that doesn't affect your score. Fast, secure, and 100% online.

~5 minutes
02

Verify the entity + rents — 100% online

Create your account from the West Capital Lending email, then choose your line amount, rate, and term. Upload your LLC documents and verify income with rents or bank statements — all online.

Same day
03

eSign and draw your line

eSign your documents with an online notary and draw funds straight to your bank account in as little as 5 days after approval.* Draw again as you pay down.

As fast as 5 days*

Why investors choose LLC HELOC

Keep your liability protection

Most banks make you deed the property into your personal name before they'll lend — undoing the protection your LLC exists to provide. Here, the property stays vested in your LLC from application through funding.

Built for investment properties

Rentals and investor-owned properties aren't an edge case here — they're the point. Single-family homes, condos, townhomes, and 2–4 unit properties can all qualify, vested in your LLC or your personal name.

Qualify on rents or bank statements

No tax returns or W-2s required. Income can be qualified on the property's rents or your bank statements — ideal for full-time investors and self-employed owners. No in-person appraisal is needed on loans under $400K.

Equity that stays on tap

This isn't a one-time payout. As you pay down your balance, you can draw again during your draw period — so the same line funds this rehab today and the next acquisition next year, without reapplying.

LLC HELOC vs. a traditional bank

Most banks weren't built for entity-vested property. If your rentals are titled in an LLC, the difference shows up on day one.

LLC HELOCRECOMMENDEDTraditional bank HELOC
Lends on LLC-vested property Yes No — requires transfer to your personal name
Tax returns or W-2s required No — rents or bank statements Typically yes
Investment & rental properties Yes Limited — often declined
Typical time to funding As little as 5 days* 30–60 days
100% online with eNotary Yes Rarely

Frequently asked questions

Do I have to move the property out of my LLC?
No — that's the whole point. Traditional banks often require you to transfer title into your personal name before they'll lend, which can undermine the liability protection your LLC provides. This program lends on properties that stay vested in your LLC from application through funding. Entity vesting and guaranty structure are confirmed during underwriting.
Do rental and investment properties qualify?
Yes — the program is built for them. Investment and rental properties, including those owned through an LLC, are the core use case. Income can be qualified on the property's rents or on bank statements, so no tax returns or W-2s are required. Second homes and primary residences may also be considered.
Can a multi-member LLC qualify?
In many cases, yes. Members typically act as guarantors on the line, and a personal guarantee is typically required. Requirements around member consent and guaranty structure vary by entity and state and are confirmed during underwriting.
What documents does my LLC need?
Plan on standard entity documents — typically your operating agreement, articles of organization, and EIN letter, and in some states a certificate of good standing. Exact requirements vary by entity, state, and loan amount and are confirmed during underwriting.
How fast can I get funded?
Checking your rate takes about 5 minutes. Once you select your offer, verify your details, and your loan closes, funds can be disbursed in as little as 5 days after approval. Entity document review adds a step compared to a personal-name HELOC, and timing varies by state, property type, and how quickly verification steps are completed.
Does checking my rate affect my credit score?
No. Checking your rate uses a soft credit pull, which does not impact your credit score. A hard credit inquiry only happens later if you choose to proceed with a full application.
How much can I borrow?
Lines of credit range from $25,000 to $750,000, depending on the property's equity, rents, your credit profile, and state. Because it's a revolving line, you can draw again as you pay the balance down during your draw period. The form above gives you a quick estimate of the equity you may be able to tap.
Who provides the LLC HELOC?
LLC HELOC is powered by Honest Casa (NMLS #1566096), an Equal Housing Lender headquartered in Irvine, CA. After you request your offer, West Capital Lending emails you a secure link to create an account and view your offer. You can verify licensing at NMLS Consumer Access.

Keep the LLC. Tap the equity — 100% online.

Join investors turning rental equity into the next opportunity — without giving up liability protection.

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